Turn Your Credit Comeback Into a New Beginning.
Nova Credit Booster partners with you to clean up inaccurate items, build positive credit, and position you for approvals on homes, cars, and business funding.
- ✅ Personalized credit analysis for all 3 bureaus
- ✅ Clear dispute strategy & monthly progress reviews
- ✅ Education so you understand how credit really works
No quick‑fix promises. Just honest work, transparent updates, and a step‑by‑step roadmap.
Free Credit Snapshot
Answer a few questions and we’ll map out your first 90 days.
How Nova Credit Booster Works
Simple, transparent steps—from analysis to action to long‑term protection.
Connect & Analyze
We review your credit reports from Equifax, Experian, and TransUnion, highlight negative items, and identify what can be challenged under consumer protection laws.
Dispute & Communicate
We prepare tailored disputes to the credit bureaus and, when appropriate, to creditors and collection agencies, requesting verification or removal of inaccurate information.
Build & Boost
We guide you on adding positive tradelines, optimizing utilization, and building a healthy credit mix so your profile becomes stronger month after month.
Protect & Plan Ahead
We help you understand how to maintain your progress and prepare for future milestones like homeownership, auto loans, and business funding.
What We Help With
Every situation is unique. We craft a game plan based on your goals and your reports.
Credit Report Clean‑Up
- Late payments
- Collections & charge‑offs
- Repossessions
- Medical & utility bills
- Inaccurate personal information
Score Building Strategy
- Utilization & limit optimization
- Authorized user & tradeline guidance
- Establishing new positive accounts
- Debt payoff & snowball planning
Home & Auto Prep
- Pre‑approval roadmap
- Ideal score targets by lender type
- Timeline planning for major purchases
- Connections to trusted professionals
Education & Coaching
- 1‑on‑1 credit coaching sessions
- Budget & money‑flow planning
- Workshops for families & small businesses
Flexible Plans for Real Life
We keep pricing simple and transparent. No hidden fees, no surprise charges.
Starter Reset
$149 Enrollment
Then $99 / month
- Full 3‑bureau credit analysis
- Up to 10 negative items challenged per cycle
- Monthly progress updates
- Email support
Premier Booster
$199 Enrollment
Then $139 / month
- Aggressive dispute strategy
- Unlimited items challenged as needed
- 1‑on‑1 coaching session every 60 days
- Home & auto pre‑approval planning
- Priority phone & text support
Family & Business
Custom Pricing
Bundle & save
- Plans for couples or families
- Small business owner strategies
- Workshops & team trainings
- Dedicated account support
*Nova Credit Booster does not guarantee any specific score increase or outcome. Results and timelines vary by individual profile, history, and participation.
Real People. Real Progress.
Here’s what local clients say about working with Nova Credit Booster.
“I was stuck and overwhelmed. Nova Credit Booster broke everything down into simple steps. In a few months my reports looked completely different and I finally felt in control.”
— M.S., Schenectady, NY
“They didn’t just send letters; they taught me how to manage my credit moving forward. Now I know exactly what to do before I apply for anything.”
— J.R., Albany, NY
“Professional, patient, and honest. They told me the truth about my situation and helped me create a realistic plan. I recommend them to all my friends and family.”
— T.E., Troy, NY
Frequently Asked Questions
How long does credit restoration usually take?
Every situation is different. Some clients begin to see changes within the first few months; others with more complex histories may take longer. We’ll outline a realistic game plan based on your unique reports.
Can you guarantee specific results?
No legitimate company can guarantee the removal of any specific item or a specific score increase. What we can promise is to work diligently on your behalf, keep you informed, and educate you on best practices.
Will I still need to pay my debts?
Credit repair does not erase legitimate debts. We focus on correcting inaccurate, outdated, or unverifiable information and helping you build a plan to responsibly handle any remaining obligations.
Is Nova Credit Booster a law firm?
No. We are a credit education and restoration company. We do not provide legal or tax advice. If you need those services, we are happy to refer you to licensed professionals.
Do you work only in New York?
Our office is located in Schenectady, NY, but we are able to assist many clients remotely. Contact us to see if we can serve your state.
How do I get started?
Click “Book Your Free Credit Review,” call us at (860) 245‑9136, or complete the contact form below. We’ll schedule a quick intro call and review your options.
Let’s Talk About Your Credit Goals
Share a little about your situation and we’ll follow up to schedule your free consultation.
- Office: 2123 Central Ave, Schenectady, NY 12304
- Phone: (860) 245‑9136
- Email: info@novacreditbooster.com
Prefer text? Just send “CREDIT HELP” to (860) 245‑9136 and we’ll reply with the next steps.